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Recent Blog Posts
Blending Families after Divorce
There is nothing easy about the process of blending families after divorce, but thankfully the task is possible with the right approach, direction, and support. Today, more than ever, divorce rates continually illuminate the reality that for many couples,the challenge to merge families after remarriage is incredibly common. Countless people must find ways to come together and recreate their lives post-divorce with their existing children, as well as adjust to any new additions to the family.
Setting Up for Success
As you and your family begin to immerse yourself in a new routine and lifestyle, The American Psychological Association suggests the following to help ensure a healthy transition as you work to blend both families together:
Be clear about financial and living arrangements - Between the time after divorce and a new marriage or live-in partnership, individuals establish their own new routines and practices, including how they handle money and where they choose to live. Once a new marriage is imminent or a new partner is about to move in, those key areas must be revisited and reevaluated. This is especially important when children are involved. The APA encourages adults to discuss and plan how they will spend their money and what their living arrangements will be beforehand, in order to prepare the entire family for any impending changes.
Rebounding from Divorce
While countless studies have shown that life following a divorce often leads to higher depression rates, more stress, and overall dissatisfaction, those who spend a prolonged period of time in an unhappy marriage to begin with tend to thrive once the marriage is over. Experts have a number of theories for this, most notably the idea that the benefits of leaving behind an emotionally exhausting (and in many cases, emotionally or physically abusive) marriage usually end up outweighing the disadvantages.
Increasing Your Chances of Success
Examining the overall quality of a marriage before calling it quits is important in the overall outcome for each party. Once you’ve decided it is in your best interest to end the marriage, there are certain steps you can take to increase your chances of enjoying a fulfilling, balanced post-divorce life. Channel your energy into the following three areas after the split to ensure a healthier, happier lifestyle:
Child Support Order Modifications: Eligibility for Requesting Changes
For many divorced parents, arranging a child support order can be a challenging process. While state programs and public assistance offer a reasonable amount of help, parents can often be at a disadvantage when it comes to obtaining an order and ensuring the payment conditions are met. This is especially the case for high-conflict couples who struggle with communication, anger, and hurt following their divorce. It can be difficult for the custodial parent to know where to turn as they pursue child support, especially when they are unfamiliar or confused about the laws that surround it, and the non-custodial parent can feel overwhelmed and unclear on the control and distribution of their funds.
When Are You Eligible to Request Modifications to an Existing Order?
Once you have done all the footwork and have secured a proper child support order, you may find you need to make changes to that existing order, depending on a number of different circumstances. The court usually looks at two factors in particular when determining whether or not your order is eligible for modification:
Life after Divorce: Tips for Maintaining Balance after the Split
Maintaining balance and ensuring a healthy lifestyle following divorce has been and continues to be a difficult challenge for many spouses as they undergo the separation process. Divorce is a multi-faceted emotional journey, affecting every part of our lives, and often impacts our children, social lives, and work lifestyles in significant measure.
While there have been many varying opinions from psychologists regarding the best ways to maintain balance and stay well following a divorce, one common theme seems to string all these theories together: Creating balance after a split requires deliberate focus and practice. Here are three practical tips for both creating and sustaining a healthy life balance once your marriage is over:
1. Keep up with your normal routine - People often find themselves in need of some time off after their divorce due to the emotional distress. Divorce undoubtedly takes a big mental toll on everyone involved, but some mental health experts actually endorse continuing your usual activities and routines, including your work schedule. Other experts feel that because divorce is a loss, we understandably grieve that loss, which fuels the need - and desire - to take a break from work, social obligations, and hobbies. However you decide to recover from your separation, it is helpful to scale certain activities back without giving up your routines entirely. Attempt to find a happy medium and you have a better chance at achieving balance you can sustain long-term.
Child Custody Modification: Determining a Child’s Best Interest
As divorcing spouses work through the allocation of parental responsibilities (child custody) and parenting time (visitation) arrangements following their separation, there are a number of important areas parents must address in order to protect the best interests of the child. Everything from living and school arrangements to religious upbringing and financial agreements contribute to the production of a solid parenting plan that benefits the whole family.
To create custody and visitation plans that each party can agree on requires a significant amount of evaluation, however. According to Illinois law, the child’s best interests must first be considered to successfully identify which arrangements will work in the family’s favor. The court considers all the following factors when determining the child’s best interest:
Residential Circumstances
Studies Reveal Spike in Divorce Filings during Certain Months
Breaking up is always hard to do, no matter what time of year it may be. New studies from the University of Washington have recently revealed trends that show seasonal patterns in divorce rates. While some spouses decide to call it quits from the moment they agree their marriage is over, others decide to hold out in the hopes that maybe, with a little more effort - or more time - the marriage can potentially be salvaged before it’s too late.
Here is a snapshot of some common divorce trends that revolve around specific times of year:
Holidays are a big factor.
According to the data compiled by the University of Washington between November 2001 and December 2015, there are significant dips in divorce filings around the holidays, indicating that there is a good chance most couples prefer to announce their separation after the holidays have passed. This may especially be the case when children are involved. Co-author of this UW study, Associate Professor of Sociology, Julie Brines, believes some couples may choose to wait until after the holidays to file due to high expectations, fueled by the hope that things will get better during the holiday season. No one likes to drop the bad news as the holidays are approaching, after all.
Three Ways You Could Be Hurting Your Assets When You Divorce
No matter which way you slice it, there is nothing fun about the divorce process. Even under the most civil, loving circumstances, the actual split and all it entails can be emotionally - and financially- draining. One area most people do not like to think about but are confronted with very early on in the process is money. Regardless of how peaceful the separation, the subject of money can test anyone’s patience and place them on the defensive, especially when it involves their lifestyle and livelihood following the divorce.
When it comes time to protect your quality of life and all you are accustomed to at the end of your marriage, how you handle your assets is critical. Even the smallest mistake can cost you a lot when it is time to negotiate settlements, and if you’re not careful, some errors can continue to cost you long after the divorce is over.
Here are three ways you could end up hurting your assets and their value when you divorce:
Preparing for Divorce: Safeguarding Your Finances
Protecting your finances as you prepare for the divorce process is perhaps one of the most important tasks you can take on before your marriage officially ends. Planning is everything, as divorce can easily wreak havoc on your financial standing if you are not careful. Protecting your assets and monetary funds is critical if you want to maintain the lifestyle you are currently accustomed to and ensure your financial future is secure.
Constructing a Game Plan
As a divorcing spouse, you are already facing an emotional toll; the last thing you want is to tack on additional stress due to financial trouble, especially when some of that trouble can be avoided if addressed early on. Here are some important steps you can take to safeguard your finances amidst your impending divorce:
Take inventory - As overwhelming as it might be, taking financial inventory is a must. Sit down and create a list of every account and asset you share with your soon-to-be ex-spouse. You will need to take stock of joint accounts and pay special attention to lines of credit, as well as wills, retirement accounts, and any pending purchases or joint business investments. Also take note of any life insurance policies you opened up while with your spouse. You may wish to modify the policy if you had them listed as a beneficiary. Once you have a clear, thorough list of all your debts, accounts, and belongings, it is time to sit down with your spouse and speak civilly about what you would both like to see happen with each respective item on the list.
Preparing for Divorce Mediation
The decision to attend mediation to settle your divorce matters is a beneficial one. Couples have the option to discuss their post-divorce arrangements and come to settlement agreements in the presence of a professional mediator, who is trained to minimize conflict and help produce positive results for the entire family. Before you begin the negotiation process, though, it is important to address core issues that will be discussed during mediation. This will help ensure everything runs as smoothly as possible and that you are not caught off-guard when it is time to reach an agreement.
Here are some key areas every couple should discuss in preparation of the mediation process:
Joint Accounts
Whether you share regular checking and savings accounts, vacation funds, or credit cards, it is important to take inventory of all your joint accounts and make sure you have copies of everything. This includes mortgage statements, wills, and trusts. If you are able to civilly discuss money matters with your soon-to-be ex-spouse before mediation, it is helpful to do so, but if that is not an option, gather the financial records for yourself and wait to tackle the subject until your mediation conference.
Divorce and Finances: How Divorce Can Affect Your Money
The divorce process can trudge up a myriad of emotions and bring a lot of unresolved conflict to the surface, especially when you are getting down to the wire. The closer you get to the finish line, the more stressful the situation tends to be, as it is a taxing experience for everyone involved. Despite these common bumps in the road, many divorces run smoothly and end on a mutual, peaceful note. The entire process can prove to be a positive path for the whole family, as it often removes everyone from an unhealthy environment.
Even when you are fortunate enough to skim through a divorce without much tension, one area that can be significantly affected in the aftermath is your finances. This doesn’t mean your financial well-being needs to suffer, however. Here are three ways your divorce can affect your money and how to combat those changes so they don’t take a turn for the worst:
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